--- title: Texas Business Auto Insurance | Platinum Risk Solutions Group in Humble, Texas description: Protect your company car with business auto insurance. Platinum Risk Solutions Group offers commercial and hired/non-owned business auto insurance. Serving Humble, and all of Texas. --- # Commercial Auto Insurance ## from Platinum Risk Solutions * * * ## Commercial Auto Insurance Commercial auto insurance is a flexible type of insurance that can cover multiple vehicle types and even some types of motorized equipment. It includes coverage for both bodily injury and property damage while operating a company vehicle. It also provides medical payments (also known as Personal Injury Protection, or PIP) for both the driver and passengers of the policyholder’s car. ### Hired/Non-owned Auto Liability If you’re renting cars or your employees are using their own vehicles, this type of coverage might be right for you. It protects against liabilities that can result from the use of a rented/leased vehicle, or a non-owned vehicle (for example, when an employee uses their own vehicle while on the job). You can often add this type of coverage very affordably to a business auto insurance policy; you can also occasionally add it to a general liability policy. ### Using Personal Vehicles It’s important to know that personal insurance policies for privately owned vehicles (such as your family car) may not cover damage to that vehicle when it’s used for business, regardless of the type of business. A commercial auto insurance policy can help ensure your business has the coverage it needs. Looking for coverage that meets your commercial vehicle needs? We would love to help. [Contact us](/contact) today. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](https://clients.prsgtx.com/marketplace/3992) ## Insurance Partners [AIG — Allied Trust — Allstate — Chubb — Cincinnati Insurance — Encompass Insurance — Hagerty — Homeowners of America — Liberty Mutual — One Alliance — Progressive — PURE — SageSure — State Auto — Swyfft — Texas Fair Plan — Texas Windstorm — The Hartford — Travelers — Vault — Wright Flood — Zurich](/insurance-companies) ## Customer Reviews See what customers have to say about working with Platinum Risk Solutions [View Reviews](/reviews) ## Get Your Free Commercial Auto Insurance Insurance Quote [Start Here](https://clients.prsgtx.com/marketplace/3992) ## From Our Blog [**How to Protect Important Business Records and Documents** — Businesses depend on a wide range of records to operate effectively, from financial and tax documents to contracts, employee information, customer records, and licenses. Losing access to important information can create delays, make it harder to serve customers, and complicate recovery after an… — Oct 23](/blog/2026/how-to-protect-important-business-records-and-documents) [**How to Prevent Common Fall Fire Hazards Around Your Home** — Cooler temperatures, shorter days, and changing leaves are all signs that fall has arrived. They also bring seasonal activities that can increase the risk of fires around the home. Fireplaces come back into use, space heaters get pulled out of storage, candles are lit more often, and dry leaves… — Oct 23](/blog/2026/how-to-prevent-common-fall-fire-hazards-around-your-home) [**What to Consider Before Installing a Home EV Charger** — Charging an electric vehicle at home can make ownership more convenient, but installing a home EV charger involves more than simply mounting equipment in the garage. Electrical capacity, charger type, installation location, local requirements, and long-term use should all be considered before work… — Sep 2](/blog/2026/what-to-consider-before-installing-a-home-ev-charger) [View all articles](/blog) ```json {"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.prsgtx.com/business-insurance/commercial-auto-insurance#service","url":"https://www.prsgtx.com/business-insurance/commercial-auto-insurance","name":"Commercial Auto Insurance","serviceType":"Commercial Auto Insurance","description":"Commercial Auto Insurance quotes from multiple insurance companies in Texas, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Louisiana, Maine, Minnesota, Montana, New York, North Carolina, North Dakota, Oregon, South Carolina, Tennessee, Texas, Virginia, and Wyoming.","provider":{"@id":"https://www.prsgtx.com/#organization"},"areaServed":[{"@type":"State","name":"Texas"},{"@type":"City","name":"Humble","address":{"@type":"PostalAddress","addressLocality":"Humble","addressRegion":"Texas"}},{"@type":"State","name":"Alabama"},{"@type":"State","name":"Arizona"},{"@type":"State","name":"Arkansas"},{"@type":"State","name":"California"},{"@type":"State","name":"Colorado"},{"@type":"State","name":"Florida"},{"@type":"State","name":"Georgia"},{"@type":"State","name":"Hawaii"},{"@type":"State","name":"Louisiana"},{"@type":"State","name":"Maine"},{"@type":"State","name":"Minnesota"},{"@type":"State","name":"Montana"},{"@type":"State","name":"New York"},{"@type":"State","name":"North Carolina"},{"@type":"State","name":"North Dakota"},{"@type":"State","name":"Oregon"},{"@type":"State","name":"South Carolina"},{"@type":"State","name":"Tennessee"},{"@type":"State","name":"Texas"},{"@type":"State","name":"Virginia"},{"@type":"State","name":"Wyoming"},{"@type":"City","name":"Houston","address":{"@type":"PostalAddress","addressLocality":"Houston","addressRegion":"TX"}},"Houston Metro"],"image":{"@type":"ImageObject","@id":"https://www.prsgtx.com/business-insurance/commercial-auto-insurance#image","url":"https://webtricity-assets-1.wbtcdn.com/images/s/pexels-davidmcelwee-12784848b-1170x780.4dd8768523a5c1d74927c072fe9328e0ff57c28002604a38d8c5ea47c8785f28.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.prsgtx.com/#organization","url":"https://www.prsgtx.com/","name":"Platinum Risk Solutions"},{"@type":"WebPage","@id":"https://www.prsgtx.com/#webpage","url":"https://www.prsgtx.com/","name":"Texas Business Auto Insurance | Platinum Risk Solutions Group in Humble, Texas","description":"Protect your company car with business auto insurance. 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